Sell equity in your property to investors on Lofty
$100M+
invested
40,000+
investors
$5.2M+
rent paid out
4.7
Google rating
As seen on:
How selling equity works
Most owners can start selling equity around 2 weeks after the initial call.
- 1
Inspection & appraisal
We set up an appraisal and inspection for your property.
- 2
Move the deed into a Wyoming LLC
You own 100% of it. The LLC is already formed and paid for.
- 3
We fractionalize the LLC into $50 shares
The number of shares is the appraised value divided by $50.
- 4
You sell shares on the marketplace
Click the sell button to choose how many shares you sell and the price you sell them at.
- You receive funds immediately as investors buy your shares.
- You can withdraw to your bank account with no withdrawal fees.
- The only fee is 3% when you sell equity. There is no upfront listing cost and no other fees.
- Lofty handles your taxes at no extra cost.
- The rent you receive is proportional to the equity you keep. If you sell 50% of your equity, you own 50% of the LLC and get 50% of the cash flow after expenses are paid.
Property owners have been doing this for 4 years
$100M+
in transaction volume
40,000+
registered investors
100+
properties listed, from $50

Jordan Bentley
Vacation rental · Ogden, Utah
Sold 20% of his vacation rental. He keeps 80% of the rent, and earns a management fee running it as an Airbnb Superhost.

Mark Reed
Vacation rental · Baltimore, Maryland
Sold 90% of equity in his short-term rental and collected over $75,000 in under a month. His shares now trade at $62, up 24%.

Arrio Granum
8-unit commercial · Las Cruces, New Mexico
Pulled six figures in cash from his 8-unit commercial property and used those funds to buy another property.
List almost any property. Existing loans are fine.
Selling equity on Lofty is a fit if…
- You own a rental, Airbnb, or other property with meaningful equity in it
- You want cash without taking on a new loan or monthly payment
- You’re comfortable with investors owning a share and earning their part of the rent
FAQ
What does it cost to sell equity on Lofty?
A 3% marketplace fee when you sell equity. No upfront fees, no closing costs, and Lofty never takes a cut of your rent.
How do taxes work?
Lofty handles the tax paperwork for you at no extra cost. At the end of the year you get a 1099 with depreciation already factored in. When you sell shares in your property, the gain is treated as long-term capital gains.
Can I sell equity if I still have a mortgage on the property?
Yes. Most properties listed on Lofty have existing loans. Your mortgage stays exactly as it is, with the same rate and payment, because you’re selling equity, not refinancing.
How is this different from a HELOC or cash-out refinance?
A HELOC or cash-out refinance is new debt: you borrow against your equity, pay interest every month, and have to qualify with a bank. On Lofty you sell a piece of your equity outright. No loan, no monthly payment, no credit or income requirements, and you keep your existing mortgage rate.
How does this compare to a home equity investment like Hometap, Unlock, or Point?
Home equity investment (HEI) companies give you cash now in exchange for a share of your home’s future value, which you settle in a lump sum when you sell, refinance, or the term ends. On Lofty you sell real equity today at a price you set. There’s no future settlement hanging over you. Investors simply share the rent and appreciation of the stake they bought, and you can buy your equity back whenever you like.
What happens to my tenants and my rent?
Nothing changes for tenants. You keep collecting rent on the share you keep, investors receive the share they bought, and day-to-day management can keep working the way it does today.
What types of properties qualify?
Single-family, multifamily, Airbnbs, commercial, office, land, and owner-occupied homes. It should be in good shape and either cash-flowing or owner-occupied.
How fast do I get my cash?
Once your listing is live, proceeds hit your bank as investors buy your shares. There’s no single closing date.
Can I buy my equity back?
Yes. You can buy back your equity and regain full ownership of your property, or sell the property outright down the road.
Submit your property
Share a few details and a member of the Lofty team will reach out.

