Sell equity in your property to investors on Lofty

A 3% marketplace fee when you sell equity. No upfront fees, no closing costs, and Lofty never takes a cut of your rent.

Lofty handles the tax paperwork for you at no extra cost. At the end of the year you get a 1099 with depreciation already factored in. When you sell shares in your property, the gain is treated as long-term capital gains.

Yes. Most properties listed on Lofty have existing loans. Your mortgage stays exactly as it is, with the same rate and payment, because you’re selling equity, not refinancing.

A HELOC or cash-out refinance is new debt: you borrow against your equity, pay interest every month, and have to qualify with a bank. On Lofty you sell a piece of your equity outright. No loan, no monthly payment, no credit or income requirements, and you keep your existing mortgage rate.

Home equity investment (HEI) companies give you cash now in exchange for a share of your home’s future value, which you settle in a lump sum when you sell, refinance, or the term ends. On Lofty you sell real equity today at a price you set. There’s no future settlement hanging over you. Investors simply share the rent and appreciation of the stake they bought, and you can buy your equity back whenever you like.

Nothing changes for tenants. You keep collecting rent on the share you keep, investors receive the share they bought, and day-to-day management can keep working the way it does today.

Single-family, multifamily, Airbnbs, commercial, office, land, and owner-occupied homes. It should be in good shape and either cash-flowing or owner-occupied.

Once your listing is live, proceeds hit your bank as investors buy your shares. There’s no single closing date.

Yes. You can buy back your equity and regain full ownership of your property, or sell the property outright down the road.