We help you buy homes with zero risk.

Lofty AI finds you affordable homes primed for rapid appreciation. We protect 100% of your downside risk and share the profit once you sell.

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How it Works


Current Available Markets

See below for our current available markets. We will be adding more very shortly!
  • Atlanta
  • Austin
  • Boston
  • Chicago
  • Charlotte
  • Cleveland
  • Cincinnati
  • Denver
  • Dallas
  • Detroit
  • Fort Lauderdale
  • Houston
  • Jacksonville
  • Las Vegas
  • Los Angeles
  • Memphis
  • Miami
  • Nashville
  • New York
  • Orange County
  • Orlando
  • Philadelphia
  • Portland
  • Raleigh-Durham
  • Reno
  • San Francisco
  • San Diego
  • Saint Louis
  • Seattle
  • St. Louis
  • Tampa
  • Washington D.C

Recession Proof Recommendations

Neighborhoods That Our Algorithms Would Recommend:


The median home price for “Baltimore, MD” actually increased by 5% between 2007-2009.

Neighborhoods That Our Algorithms Would Not Recommend:


The median home price in Beverly Hills, CA decreased by 31% between 2007-2009

Our Core Team

Jerry Chu

FOUNDER & CEO

Max Ball

FOUNDER & COO

Mark Keane

ENGINEER

Gaël Van der Lee

ML ENGINEER

Wayde Gilliam

ML ENGINEER

Kyle Foley

DIRECTOR OF BUSINESS DEVELOPMENT

Frequently Asked Questions

Lofty AI uses artifical intelligence to find you properties in neighborhoods primed for appreciation. After you sell the property in 3 years, we take 20% of the gross profits. We also take 3% of any rental income if you decide to rent out your property. If the property sells for less than what you bought in 3 years we will write you a check for value lost.

Lofty AI is best for people who are: 1. Thinking of buying their first home, but are nervous about losing money. 2. Looking for higher returns than normal by buying properties in an appreciating neighborhood early.

Absolutely! We’ll send you a list of our available properties and you pick the one that best fits your criteria.

Check out the markets we currently serve here.

Lofty AI makes money by taking a 20% cut of gross profit upon the sale of a property and 3% of any gross rental income including both short and long term rentals.

We will open an investment account with a 3rd party, which may only invest in risk-free US Treasury notes, to hold the on-going losses of the property determined monthly by multiplying the rate of change on the median home price of the neighborhood, which is determined by the average of MLS median home price statistic for the home's surrounding neighborhood. Should the paper value of the specified property become higher than the original purchase price, Lofty AI will withdraw the previously deposited funds back into its own corporate account. This process shall be repeated indefinitely until the expiration of this agreement to ensure loss protection.

You must either sell the property or hold the property and pay Lofty AI 20% of the difference between the appraised price today and the original sales price.

We get our properties from listing sites and the MLS.

Yes. You may send us the address for the property and we will check to see if it fits within our models parameters. If it does, we would do an agreement for the property.

Any property type for sale up to $1.2M USD.

We are not involved with the buying or lending process. Our agreement officially starts after you close on the on the home purchase.

You own the title to the home.

Instead of taking the standard 20% of the gross profit after the sale we would take 30% instead. The additional 10% is a penalty for exiting the contract prematurely. Additionally, Lofty AI would no longer be held responsible for any losses resulting from the premature sale.

You may choose to rent the property, either short or long term. If you do rent it out, Lofty AI will receive 3% of the gross monthly rental income.

1. Soft credit check (won’t affect your credit score).
2. Full Name.
3. Job Title and Employer.
4. Annual Salary

There are zero upfront costs. In fact we pay you $1 to partner with us in this contract.

If you provide a receipt for all the value added work to the property, the amount will be subtracted from the gross profit in 3 years. Therefore, Lofty AI's portion of the profit would also decrease as a result and you would not be penalized for adding value to the property.

Questions? Call (818) 456-6250
Copyright 2019 Lofty AI, Inc.
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