Real Estate Platform Comparison· Updated July 15, 2026

Landa vs. Roofstock 2026 Real Estate Investing Comparison

A side-by-side breakdown of returns, liquidity, fees, and trustworthiness to help you decide where to invest your money.

1.5

Landa pioneered $5 fractional shares of single-family rentals, but the platform has been effectively frozen since spring 2025: no deposits, no secondary trading, and halted dividends for many investors. A New York court placed 119 Landa properties under an independent manager in February 2025 amid a lawsuit over $35M+ in defaulted loans, and Landa's own SEC filings have since flagged substantial doubt about its ability to continue as a going concern. Do not deposit new money. Existing investors should treat this as a wind-down and monitor SEC filings.

★ Our Pick Roofstock logo

3.0

Roofstock is the dominant marketplace for buying whole single-family rental homes online, with deep listings, vetted property data, and a property management network. It's a fit for investors who want to own a full rental at scale, but if you want fractional shares with $50–$100 minimums, Lofty or Arrived are better matches.

At a Glance

Landa vs. Roofstock, Key Stats

$5 (historical, no new investments accepted)MinimumWhole-home purchase price (typically $80,000–$400,000+); Roofstock One discontinued for new investors

Indefinite: platform frozen, no on-platform exitHolding PeriodInvestor-controlled, sell whenever you choose

N/A, withdrawals and trading are unavailableEarly WithdrawalStandard real estate transaction costs (~5–8% to sell)

Halted (for many investors, since late 2024 / early 2025)Rent PayoutMonthly (paid by tenant or property manager)

N/A, dividends halted; historical yields were ~3–6% and highly variableAvg. ReturnsTypical SFR cap rates 5–8%; total return depends on appreciation and leverage

Pros & Cons

What each platform does well and poorly

Lowest historical entry price
Landa's signature feature was $5 share prices, which made it one of the most accessible fractional real estate platforms ever launched, and proved real demand for low-minimum property investing.
Sun Belt single-family focus
Landa concentrated on cash-flowing single-family rental markets that remain popular with rental investors: Atlanta, Tampa, Orlando, Charlotte, Birmingham, and Jacksonville, plus a Brooklyn portfolio.
Publicly documented offerings
Landa raised capital through Regulation A offerings, which means its financials and current wind-down activity remain publicly documented in SEC filings that investors can still monitor today.
Series LLC structure
Each Landa property is held in its own series LLC. In the current wind-down, that structure is what ties each investor's claim to a specific property rather than to the parent company alone.
Platform frozen: no deposits, trading, or withdrawals
Landa's app and investor portal have been effectively non-functional since around April 2025, per TechCrunch's investigation. The site states there are no active offerings and that deposits and secondary trading are paused. Many investors report halted dividends going back to late 2024, and 130+ complaints have been filed with the Better Business Bureau.
$35M+ lender lawsuit and court-appointed independent manager
In November 2024, lenders Viola Credit and L Finance sued Landa in New York State Supreme Court over more than $35 million in defaulted loans. In February 2025 the court placed 119 Landa properties under an independent manager, and court filings allege Landa diverted roughly $724,000 in tenant rent to accounts outside the court's injunction.
Going-concern doubt in Landa's own SEC filings
Landa's SEC filings through 2026 include a steady stream of foreclosure and property-disposition reports, and its auditors have flagged substantial doubt about the company's ability to continue as a going concern.
Existing investors have no exit and no timeline
With the secondary market closed, current holders cannot sell shares on-platform, and Landa has published no restart timeline. Practically, existing investors are positioned closer to creditors in a wind-down than customers of a functioning platform.

Real, full ownership
Buying through Roofstock means you actually own the property: title in your name, full control over rent setting, maintenance decisions, refinance, and sale. No platform sits between you and your asset.
Deep, vetted listings
Roofstock's marketplace contains thousands of single-family rental homes across the U.S., each with inspection reports, rent history, neighborhood ratings, and a Roofstock Estimate of expected return.
Property management built in
Roofstock's preferred property manager network covers most listed markets, so investors can buy a tenanted home in another state and hand off management on day one.
Use leverage to amplify returns
Because Roofstock investors buy whole homes, they can use traditional mortgage financing. That leverage is unavailable on most fractional crowdfunding platforms.
Investor-controlled liquidity
You decide when to sell. Roofstock has its own marketplace for tenanted homes, or you can list traditionally, either way, the exit timing is yours.
Whole-home minimums
Roofstock's main product is buying a full rental property. Even with leverage, that typically requires $20,000–$80,000+ in down payment plus closing costs, putting it out of reach for entry-level investors.
Roofstock One is closed to new investors
Roofstock One, the platform's accredited-only fractional product offering Tracking Stocks in single-family rentals, announced it was winding down in August 2023 and stopped accepting new capital contributions. The current marketplace is effectively a whole-home brokerage.
Transaction-style fees
Roofstock charges a 0.5% buyer fee or $500 minimum, plus standard closing costs and ongoing property management fees (typically 8–10% of gross rent). Sellers pay 3% or $2,500.
Headline cap rates can be optimistic
Roofstock's listed gross yields don't fully account for vacancy, maintenance, capex reserve, or local taxes. Real net returns are typically 1–3 percentage points lower than the headline number.
More work than passive
Even with property management, owning a rental home creates real work: financing, taxes, insurance, capex decisions, and tenant edge cases. It is not as hands-off as a REIT or fractional platform.

Deep Dive

Detailed comparison

What You're Investing In

Nothing, currently. Historically: fractional shares of single-family rental homes in U.S. Sun Belt markets. No offerings are active as of 2026.

Whole single-family rental homes, typically tenanted, sometimes vacant: from individual sellers, builders, and institutional sources. Multi-property portfolios are also occasionally listed.

Property Locations

Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, and Brooklyn portfolios, 119 of these properties are now under court-appointed independent management.

Strong coverage across the Sun Belt: Texas, Florida, Georgia, Tennessee, the Carolinas, Alabama, Arizona, Ohio, and select Midwest and East Coast markets. Each listing's market has a published neighborhood and school rating.

Expected Returns

N/A, dividends have been halted for many investors since late 2024 or early 2025, and no returns are being generated for shareholders while properties are foreclosed or sold in the wind-down. Historical dividend yields ranged roughly 3–6% and varied widely by property. Past performance does not guarantee future results.

Typical SFR cap rates on Roofstock listings range 5–8% gross. Real net returns after vacancy, maintenance, capex, and management fees are typically 1–3 percentage points lower. Total return depends heavily on whether the investor uses leverage, holds for appreciation, and selects strong markets.

Fees

Landa historically earned revenue through property management markups and series-level operating expenses rather than an investor-facing platform fee. Fee structure is moot while the platform is frozen.

Roofstock charges 0.5% of purchase price (or $500 minimum) on the buyer side and 3% (or $2,500 minimum) on the seller side. Property management fees through partner managers typically run 8–10% of gross rent. Standard closing costs and lender fees apply to financed purchases.

Liquidity

Indefinite. The secondary market is closed and there is no on-platform way to sell.

Investor-controlled. Owners can hold indefinitely, refinance, or sell whenever they choose.

Who Can Invest

No one, currently, Landa is not accepting new investors or deposits while the platform is frozen.

Open to all investors, no accreditation required. Standard mortgage financing is available with typical lender requirements (credit score, down payment, debt-to-income).

The Verdict

Which is better, Landa or Roofstock?

1.5

Landa is not an investable platform in 2026. The app is frozen, dividends are halted for many holders, 119 properties sit under court-appointed management amid a $35M+ lender lawsuit, and the company's own SEC filings flag going-concern doubt. Prospective investors should not deposit money. Existing investors should document their holdings, monitor SEC EDGAR and the New York court docket, and treat recovery as uncertain. Investors who still want fractional single-family exposure should evaluate platforms on the exact points where Landa failed: investor liquidity that doesn't depend on the platform's discretion, current audited disclosures, and clean separation between investor assets and platform debt. See how Lofty compares on those criteria, or review alternatives like Arrived and Ark7.

Full Landa review →

★ Our Pick

3.0

Roofstock is the gold-standard marketplace for investors who want to buy whole single-family rental homes online. Vetted listings, leverage availability, real ownership, and a property manager network make it a serious tool for portfolio scaling. But it isn't a fractional platform, Roofstock One has been closed to new investors and the core product requires whole-home capital. Investors who want low-minimum, hands-off fractional real estate exposure should look at Lofty or Arrived instead.

Full Roofstock review →

Bottom Line

Roofstock scores higher (3.0/5) and edges out Landa on our investment quality criteria.

Frequently Asked Questions

Landa vs. Roofstock FAQ

Which is better, Landa or Roofstock?

Based on our scoring criteria, returns, fees, liquidity, transparency, minimums, and track record, Roofstock (3.0/5) scores higher than Landa (1.5/5). Roofstock is the dominant marketplace for buying whole single-family rental homes online, with deep listings, vetted property data, and a property management network. It's a fit for investors who want to own a full rental at scale, but if you want fractional shares with $50–$100 minimums, Lofty or Arrived are better matches.

What is the minimum investment for Landa vs. Roofstock?

Landa's minimum investment is $5 (historical, no new investments accepted). Roofstock's minimum investment is Whole-home purchase price (typically $80,000–$400,000+); Roofstock One discontinued for new investors.

How do Landa and Roofstock compare on liquidity?

Landa: Indefinite. The secondary market is closed and there is no on-platform way to sell. Roofstock: Investor-controlled. Owners can hold indefinitely, refinance, or sell whenever they choose.

What returns can investors expect from Landa vs. Roofstock?

Landa reports average yearly returns of N/A, dividends halted; historical yields were ~3–6% and highly variable. Roofstock reports average yearly returns of Typical SFR cap rates 5–8%; total return depends on appreciation and leverage. Past performance does not guarantee future results.

One of the most flexible ways to invest in real estate

Start building generational wealth with Lofty

$50 minimums · Daily rent payouts · No lock-up periods · 24/7 exchange

View Properties

Real Estate Platform Comparison· Updated July 15, 2026

Landa vs. Roofstock 2026 Real Estate Investing Comparison

A side-by-side breakdown of returns, liquidity, fees, and trustworthiness to help you decide where to invest your money.

1.5

★ Our Pick Roofstock logo

3.0

At a Glance

Landa vs. Roofstock, Key Stats

$5 (historical, no new investments accepted)MinimumWhole-home purchase price (typically $80,000–$400,000+); Roofstock One discontinued for new investors

Indefinite: platform frozen, no on-platform exitHolding PeriodInvestor-controlled, sell whenever you choose

N/A, withdrawals and trading are unavailableEarly WithdrawalStandard real estate transaction costs (~5–8% to sell)

Halted (for many investors, since late 2024 / early 2025)Rent PayoutMonthly (paid by tenant or property manager)

N/A, dividends halted; historical yields were ~3–6% and highly variableAvg. ReturnsTypical SFR cap rates 5–8%; total return depends on appreciation and leverage

Pros & Cons

What each platform does well and poorly

Lowest historical entry price
Landa's signature feature was $5 share prices, which made it one of the most accessible fractional real estate platforms ever launched, and proved real demand for low-minimum property investing.
Sun Belt single-family focus
Landa concentrated on cash-flowing single-family rental markets that remain popular with rental investors: Atlanta, Tampa, Orlando, Charlotte, Birmingham, and Jacksonville, plus a Brooklyn portfolio.
Publicly documented offerings
Landa raised capital through Regulation A offerings, which means its financials and current wind-down activity remain publicly documented in SEC filings that investors can still monitor today.
Series LLC structure
Each Landa property is held in its own series LLC. In the current wind-down, that structure is what ties each investor's claim to a specific property rather than to the parent company alone.
Platform frozen: no deposits, trading, or withdrawals
Landa's app and investor portal have been effectively non-functional since around April 2025, per TechCrunch's investigation. The site states there are no active offerings and that deposits and secondary trading are paused. Many investors report halted dividends going back to late 2024, and 130+ complaints have been filed with the Better Business Bureau.
$35M+ lender lawsuit and court-appointed independent manager
In November 2024, lenders Viola Credit and L Finance sued Landa in New York State Supreme Court over more than $35 million in defaulted loans. In February 2025 the court placed 119 Landa properties under an independent manager, and court filings allege Landa diverted roughly $724,000 in tenant rent to accounts outside the court's injunction.
Going-concern doubt in Landa's own SEC filings
Landa's SEC filings through 2026 include a steady stream of foreclosure and property-disposition reports, and its auditors have flagged substantial doubt about the company's ability to continue as a going concern.
Existing investors have no exit and no timeline
With the secondary market closed, current holders cannot sell shares on-platform, and Landa has published no restart timeline. Practically, existing investors are positioned closer to creditors in a wind-down than customers of a functioning platform.

Real, full ownership
Buying through Roofstock means you actually own the property: title in your name, full control over rent setting, maintenance decisions, refinance, and sale. No platform sits between you and your asset.
Deep, vetted listings
Roofstock's marketplace contains thousands of single-family rental homes across the U.S., each with inspection reports, rent history, neighborhood ratings, and a Roofstock Estimate of expected return.
Property management built in
Roofstock's preferred property manager network covers most listed markets, so investors can buy a tenanted home in another state and hand off management on day one.
Use leverage to amplify returns
Because Roofstock investors buy whole homes, they can use traditional mortgage financing. That leverage is unavailable on most fractional crowdfunding platforms.
Investor-controlled liquidity
You decide when to sell. Roofstock has its own marketplace for tenanted homes, or you can list traditionally, either way, the exit timing is yours.
Whole-home minimums
Roofstock's main product is buying a full rental property. Even with leverage, that typically requires $20,000–$80,000+ in down payment plus closing costs, putting it out of reach for entry-level investors.
Roofstock One is closed to new investors
Roofstock One, the platform's accredited-only fractional product offering Tracking Stocks in single-family rentals, announced it was winding down in August 2023 and stopped accepting new capital contributions. The current marketplace is effectively a whole-home brokerage.
Transaction-style fees
Roofstock charges a 0.5% buyer fee or $500 minimum, plus standard closing costs and ongoing property management fees (typically 8–10% of gross rent). Sellers pay 3% or $2,500.
Headline cap rates can be optimistic
Roofstock's listed gross yields don't fully account for vacancy, maintenance, capex reserve, or local taxes. Real net returns are typically 1–3 percentage points lower than the headline number.
More work than passive
Even with property management, owning a rental home creates real work: financing, taxes, insurance, capex decisions, and tenant edge cases. It is not as hands-off as a REIT or fractional platform.

Deep Dive

Detailed comparison

What You're Investing In

Nothing, currently. Historically: fractional shares of single-family rental homes in U.S. Sun Belt markets. No offerings are active as of 2026.

Whole single-family rental homes, typically tenanted, sometimes vacant: from individual sellers, builders, and institutional sources. Multi-property portfolios are also occasionally listed.

Property Locations

Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, and Brooklyn portfolios, 119 of these properties are now under court-appointed independent management.

Expected Returns

Fees

Liquidity

Indefinite. The secondary market is closed and there is no on-platform way to sell.

Investor-controlled. Owners can hold indefinitely, refinance, or sell whenever they choose.

Who Can Invest

No one, currently, Landa is not accepting new investors or deposits while the platform is frozen.

Open to all investors, no accreditation required. Standard mortgage financing is available with typical lender requirements (credit score, down payment, debt-to-income).

The Verdict

Which is better, Landa or Roofstock?

1.5

Full Landa review →

★ Our Pick

3.0

Full Roofstock review →

Bottom Line

Roofstock scores higher (3.0/5) and edges out Landa on our investment quality criteria.

Frequently Asked Questions

Landa vs. Roofstock FAQ

Which is better, Landa or Roofstock?

What is the minimum investment for Landa vs. Roofstock?

How do Landa and Roofstock compare on liquidity?

Landa: Indefinite. The secondary market is closed and there is no on-platform way to sell. Roofstock: Investor-controlled. Owners can hold indefinitely, refinance, or sell whenever they choose.

What returns can investors expect from Landa vs. Roofstock?

One of the most flexible ways to invest in real estate

Start building generational wealth with Lofty

$50 minimums · Daily rent payouts · No lock-up periods · 24/7 exchange

View Properties

About Lofty

Landa vs. Roofstock 2026 Real Estate Investing Comparison

Landa vs. Roofstock, Key Stats

What each platform does well and poorly

Detailed comparison

Which is better, Landa or Roofstock?

Landa vs. Roofstock FAQ

Start building generational wealth with Lofty

Landa vs. Roofstock 2026 Real Estate Investing Comparison

Landa vs. Roofstock, Key Stats

What each platform does well and poorly

Detailed comparison

Which is better, Landa or Roofstock?

Landa vs. Roofstock FAQ

Start building generational wealth with Lofty