Real Estate Platform Comparison· Updated July 15, 2026

Landa vs. Mogul 2026 Real Estate Investing Comparison

A side-by-side breakdown of returns, liquidity, fees, and trustworthiness to help you decide where to invest your money.

1.5

Landa pioneered $5 fractional shares of single-family rentals, but the platform has been effectively frozen since spring 2025: no deposits, no secondary trading, and halted dividends for many investors. A New York court placed 119 Landa properties under an independent manager in February 2025 amid a lawsuit over $35M+ in defaulted loans, and Landa's own SEC filings have since flagged substantial doubt about its ability to continue as a going concern. Do not deposit new money. Existing investors should treat this as a wind-down and monitor SEC filings.

★ Our Pick Mogul logo

3.5

Mogul is a polished, premium-positioned fractional rental platform with a $250 minimum, monthly distributions, and a 12% hurdle rate on listings. The team's institutional pedigree is real, but Mogul is newer and has a smaller portfolio than legacy peers, best paired with established platforms.

At a Glance

Landa vs. Mogul, Key Stats

$5 (historical, no new investments accepted)Minimum$250

Indefinite: platform frozen, no on-platform exitHolding PeriodLong-term (typical SFR fractional structure, 5+ years expected)

N/A, withdrawals and trading are unavailableEarly WithdrawalLimited liquidity options

Halted (for many investors, since late 2024 / early 2025)Rent PayoutMonthly

N/A, dividends halted; historical yields were ~3–6% and highly variableAvg. ReturnsListed properties target 7–12% rental yield + appreciation; 12% minimum hurdle rate

Pros & Cons

What each platform does well and poorly

Lowest historical entry price
Landa's signature feature was $5 share prices, which made it one of the most accessible fractional real estate platforms ever launched, and proved real demand for low-minimum property investing.
Sun Belt single-family focus
Landa concentrated on cash-flowing single-family rental markets that remain popular with rental investors: Atlanta, Tampa, Orlando, Charlotte, Birmingham, and Jacksonville, plus a Brooklyn portfolio.
Publicly documented offerings
Landa raised capital through Regulation A offerings, which means its financials and current wind-down activity remain publicly documented in SEC filings that investors can still monitor today.
Series LLC structure
Each Landa property is held in its own series LLC. In the current wind-down, that structure is what ties each investor's claim to a specific property rather than to the parent company alone.
Platform frozen: no deposits, trading, or withdrawals
Landa's app and investor portal have been effectively non-functional since around April 2025, per TechCrunch's investigation. The site states there are no active offerings and that deposits and secondary trading are paused. Many investors report halted dividends going back to late 2024, and 130+ complaints have been filed with the Better Business Bureau.
$35M+ lender lawsuit and court-appointed independent manager
In November 2024, lenders Viola Credit and L Finance sued Landa in New York State Supreme Court over more than $35 million in defaulted loans. In February 2025 the court placed 119 Landa properties under an independent manager, and court filings allege Landa diverted roughly $724,000 in tenant rent to accounts outside the court's injunction.
Going-concern doubt in Landa's own SEC filings
Landa's SEC filings through 2026 include a steady stream of foreclosure and property-disposition reports, and its auditors have flagged substantial doubt about the company's ability to continue as a going concern.
Existing investors have no exit and no timeline
With the secondary market closed, current holders cannot sell shares on-platform, and Landa has published no restart timeline. Practically, existing investors are positioned closer to creditors in a wind-down than customers of a functioning platform.

Monthly distributions
Mogul pays monthly distributions to investors, more frequent than the quarterly cadence used by most peer platforms in the SFR fractional space.
12% minimum hurdle rate per property
Mogul publicly states a 12% minimum hurdle rate for properties listed on the platform. While not a guarantee, the underwriting bar is more transparent than many peers.
Institutional founding team
Founded by former Goldman Sachs executives. The team brings institutional underwriting experience to the fractional retail space.
Sun Belt focus
Properties are primarily located in high-growth Sun Belt markets: Texas, Arizona, Florida, that have driven outsized rental demand over the last several years.
$250 minimum
Investors can get started with $250 per property, accessible enough for most retail investors to test the platform without committing large capital.
Newer platform with limited track record
Mogul is newer than legacy peers like Fundrise (2010) and Groundfloor (2013). Reported headline returns of ~18.8% should be treated as platform-marketed rather than fully realized across many vintages.
Smaller portfolio than scaled peers
Mogul lists a relatively small set of curated properties, meaningful for a newer platform but smaller than scaled peers running into the hundreds or thousands. Diversification options within the platform are still narrow.
Limited secondary liquidity
Like most fractional SFR platforms, secondary-market liquidity is constrained. Mogul has not publicly disclosed a SEC-registered secondary market like Ark7.
Geographic concentration risk
Heavy Sun Belt focus is a double-edged sword: the region has strong rental demand, but a regional downturn would hit Mogul investors disproportionately.

Deep Dive

Detailed comparison

What You're Investing In

Nothing, currently. Historically: fractional shares of single-family rental homes in U.S. Sun Belt markets. No offerings are active as of 2026.

Curated single-family rentals (typically priced $500K–$1M each), primarily located in Sun Belt growth markets. Each property is fractionalized into shares investors can purchase from $250.

Property Locations

Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, and Brooklyn portfolios, 119 of these properties are now under court-appointed independent management.

Sun Belt focus: Texas, Arizona, Florida, with selective expansion. The geographic concentration is intentional but creates regional risk for investors who want broader U.S. diversification.

Expected Returns

N/A, dividends have been halted for many investors since late 2024 or early 2025, and no returns are being generated for shareholders while properties are foreclosed or sold in the wind-down. Historical dividend yields ranged roughly 3–6% and varied widely by property. Past performance does not guarantee future results.

Mogul-listed properties target rental yields of approximately 7–12% with monthly distributions. Expected annual IRRs on listed properties range 15–20% per Mogul's underwriting. Mogul reports an average yearly return of 18.8%, investors should treat this as platform-marketed rather than fully realized across many vintages.

Fees

Landa historically earned revenue through property management markups and series-level operating expenses rather than an investor-facing platform fee. Fee structure is moot while the platform is frozen.

Fee structure varies by offering. Read each property's fee disclosure carefully: sourcing, asset management, and property management fees all impact net investor returns.

Liquidity

Indefinite. The secondary market is closed and there is no on-platform way to sell.

Long-term hold expected (5+ years typical for SFR fractional structures). Mogul has not publicly disclosed a formal secondary market.

Who Can Invest

No one, currently, Landa is not accepting new investors or deposits while the platform is frozen.

Open to U.S. investors. Specific accreditation requirements vary by offering, verify on the platform.

The Verdict

Which is better, Landa or Mogul?

1.5

Landa is not an investable platform in 2026. The app is frozen, dividends are halted for many holders, 119 properties sit under court-appointed management amid a $35M+ lender lawsuit, and the company's own SEC filings flag going-concern doubt. Prospective investors should not deposit money. Existing investors should document their holdings, monitor SEC EDGAR and the New York court docket, and treat recovery as uncertain. Investors who still want fractional single-family exposure should evaluate platforms on the exact points where Landa failed: investor liquidity that doesn't depend on the platform's discretion, current audited disclosures, and clean separation between investor assets and platform debt. See how Lofty compares on those criteria, or review alternatives like Arrived and Ark7.

Full Landa review →

★ Our Pick

3.5

Mogul is a credible, premium-positioned newer entrant in fractional real estate. The $250 minimum, monthly distributions, 12% hurdle rate, and ex-Goldman Sachs founding team make it more interesting than most newer platforms. But its smaller portfolio size, Sun Belt geographic concentration, and shorter operating history mean it works best as a smaller piece of a diversified fractional portfolio, not as a single primary holding.

Full Mogul review →

Bottom Line

Mogul scores higher (3.5/5) and edges out Landa on our investment quality criteria.

Frequently Asked Questions

Landa vs. Mogul FAQ

Which is better, Landa or Mogul?

Based on our scoring criteria, returns, fees, liquidity, transparency, minimums, and track record, Mogul (3.5/5) scores higher than Landa (1.5/5). Mogul is a polished, premium-positioned fractional rental platform with a $250 minimum, monthly distributions, and a 12% hurdle rate on listings. The team's institutional pedigree is real, but Mogul is newer and has a smaller portfolio than legacy peers, best paired with established platforms.

What is the minimum investment for Landa vs. Mogul?

Landa's minimum investment is $5 (historical, no new investments accepted). Mogul's minimum investment is $250.

How do Landa and Mogul compare on liquidity?

Landa: Indefinite. The secondary market is closed and there is no on-platform way to sell. Mogul: Long-term hold expected (5+ years typical for SFR fractional structures). Mogul has not publicly disclosed a formal secondary market.

What returns can investors expect from Landa vs. Mogul?

Landa reports average yearly returns of N/A, dividends halted; historical yields were ~3–6% and highly variable. Mogul reports average yearly returns of Listed properties target 7–12% rental yield + appreciation; 12% minimum hurdle rate. Past performance does not guarantee future results.

One of the most flexible ways to invest in real estate

Start building generational wealth with Lofty

$50 minimums · Daily rent payouts · No lock-up periods · 24/7 exchange

View Properties

Real Estate Platform Comparison· Updated July 15, 2026

Landa vs. Mogul 2026 Real Estate Investing Comparison

A side-by-side breakdown of returns, liquidity, fees, and trustworthiness to help you decide where to invest your money.

1.5

★ Our Pick Mogul logo

3.5

At a Glance

Landa vs. Mogul, Key Stats

$5 (historical, no new investments accepted)Minimum$250

Indefinite: platform frozen, no on-platform exitHolding PeriodLong-term (typical SFR fractional structure, 5+ years expected)

N/A, withdrawals and trading are unavailableEarly WithdrawalLimited liquidity options

Halted (for many investors, since late 2024 / early 2025)Rent PayoutMonthly

N/A, dividends halted; historical yields were ~3–6% and highly variableAvg. ReturnsListed properties target 7–12% rental yield + appreciation; 12% minimum hurdle rate

Pros & Cons

What each platform does well and poorly

Lowest historical entry price
Landa's signature feature was $5 share prices, which made it one of the most accessible fractional real estate platforms ever launched, and proved real demand for low-minimum property investing.
Sun Belt single-family focus
Landa concentrated on cash-flowing single-family rental markets that remain popular with rental investors: Atlanta, Tampa, Orlando, Charlotte, Birmingham, and Jacksonville, plus a Brooklyn portfolio.
Publicly documented offerings
Landa raised capital through Regulation A offerings, which means its financials and current wind-down activity remain publicly documented in SEC filings that investors can still monitor today.
Series LLC structure
Each Landa property is held in its own series LLC. In the current wind-down, that structure is what ties each investor's claim to a specific property rather than to the parent company alone.
Platform frozen: no deposits, trading, or withdrawals
Landa's app and investor portal have been effectively non-functional since around April 2025, per TechCrunch's investigation. The site states there are no active offerings and that deposits and secondary trading are paused. Many investors report halted dividends going back to late 2024, and 130+ complaints have been filed with the Better Business Bureau.
$35M+ lender lawsuit and court-appointed independent manager
In November 2024, lenders Viola Credit and L Finance sued Landa in New York State Supreme Court over more than $35 million in defaulted loans. In February 2025 the court placed 119 Landa properties under an independent manager, and court filings allege Landa diverted roughly $724,000 in tenant rent to accounts outside the court's injunction.
Going-concern doubt in Landa's own SEC filings
Landa's SEC filings through 2026 include a steady stream of foreclosure and property-disposition reports, and its auditors have flagged substantial doubt about the company's ability to continue as a going concern.
Existing investors have no exit and no timeline
With the secondary market closed, current holders cannot sell shares on-platform, and Landa has published no restart timeline. Practically, existing investors are positioned closer to creditors in a wind-down than customers of a functioning platform.

Monthly distributions
Mogul pays monthly distributions to investors, more frequent than the quarterly cadence used by most peer platforms in the SFR fractional space.
12% minimum hurdle rate per property
Mogul publicly states a 12% minimum hurdle rate for properties listed on the platform. While not a guarantee, the underwriting bar is more transparent than many peers.
Institutional founding team
Founded by former Goldman Sachs executives. The team brings institutional underwriting experience to the fractional retail space.
Sun Belt focus
Properties are primarily located in high-growth Sun Belt markets: Texas, Arizona, Florida, that have driven outsized rental demand over the last several years.
$250 minimum
Investors can get started with $250 per property, accessible enough for most retail investors to test the platform without committing large capital.
Newer platform with limited track record
Mogul is newer than legacy peers like Fundrise (2010) and Groundfloor (2013). Reported headline returns of ~18.8% should be treated as platform-marketed rather than fully realized across many vintages.
Smaller portfolio than scaled peers
Mogul lists a relatively small set of curated properties, meaningful for a newer platform but smaller than scaled peers running into the hundreds or thousands. Diversification options within the platform are still narrow.
Limited secondary liquidity
Like most fractional SFR platforms, secondary-market liquidity is constrained. Mogul has not publicly disclosed a SEC-registered secondary market like Ark7.
Geographic concentration risk
Heavy Sun Belt focus is a double-edged sword: the region has strong rental demand, but a regional downturn would hit Mogul investors disproportionately.

Deep Dive

Detailed comparison

What You're Investing In

Nothing, currently. Historically: fractional shares of single-family rental homes in U.S. Sun Belt markets. No offerings are active as of 2026.

Curated single-family rentals (typically priced $500K–$1M each), primarily located in Sun Belt growth markets. Each property is fractionalized into shares investors can purchase from $250.

Property Locations

Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, and Brooklyn portfolios, 119 of these properties are now under court-appointed independent management.

Sun Belt focus: Texas, Arizona, Florida, with selective expansion. The geographic concentration is intentional but creates regional risk for investors who want broader U.S. diversification.

Expected Returns

Fees

Fee structure varies by offering. Read each property's fee disclosure carefully: sourcing, asset management, and property management fees all impact net investor returns.

Liquidity

Indefinite. The secondary market is closed and there is no on-platform way to sell.

Long-term hold expected (5+ years typical for SFR fractional structures). Mogul has not publicly disclosed a formal secondary market.

Who Can Invest

No one, currently, Landa is not accepting new investors or deposits while the platform is frozen.

Open to U.S. investors. Specific accreditation requirements vary by offering, verify on the platform.

The Verdict

Which is better, Landa or Mogul?

1.5

Full Landa review →

★ Our Pick

3.5

Full Mogul review →

Bottom Line

Mogul scores higher (3.5/5) and edges out Landa on our investment quality criteria.

Frequently Asked Questions

Landa vs. Mogul FAQ

Which is better, Landa or Mogul?

What is the minimum investment for Landa vs. Mogul?

Landa's minimum investment is $5 (historical, no new investments accepted). Mogul's minimum investment is $250.

How do Landa and Mogul compare on liquidity?

What returns can investors expect from Landa vs. Mogul?

One of the most flexible ways to invest in real estate

Start building generational wealth with Lofty

$50 minimums · Daily rent payouts · No lock-up periods · 24/7 exchange

View Properties

About Lofty

Landa vs. Mogul 2026 Real Estate Investing Comparison

Landa vs. Mogul, Key Stats

What each platform does well and poorly

Detailed comparison

Which is better, Landa or Mogul?

Landa vs. Mogul FAQ

Start building generational wealth with Lofty

Landa vs. Mogul 2026 Real Estate Investing Comparison

Landa vs. Mogul, Key Stats

What each platform does well and poorly

Detailed comparison

Which is better, Landa or Mogul?

Landa vs. Mogul FAQ

Start building generational wealth with Lofty