Arrived vs. Lofty 2026 Real Estate Investing Comparison

Fractional shares of long-term single-family rentals, short-term vacation rentals, the Single Family Residential Fund, and the Private Credit Fund. Most investors hold a basket of individual properties.

Individual U.S. real estate: single-family homes, multi-family buildings, mixed-use properties, and commercial real estate, fractionalized into shares of a property-specific LLC. Investors can also trade their shares with other investors on Lofty's exchange at any time.

Arrived's portfolio is heavily concentrated in the southern and mid-western U.S.: Georgia, Alabama, Tennessee, Arkansas, the Carolinas, and Florida, plus tourism markets like Tennessee and Arizona for vacation rentals.

Lofty properties span roughly 40 U.S. markets, with active diversification across states and regions so investors can build a geographically balanced portfolio. Specific market mix is updated as new properties are listed.

Q1 2026 dividend yields averaged about 3.6% on long-term rentals and 2.4% on short-term rentals, with the Private Credit Fund yielding closer to 8.1%. Across 173 exited properties, total returns averaged 18.6% over the hold period (not annualized). The advertised total return range across the platform is 4.7%–12.8% per year combining income and appreciation.

Returns vary by individual property. As of May 2026, Lofty's marketplace has a 9.2% average rental yield. Each property page lists projected rent, projected appreciation, and historical comps so investors can model expected returns themselves before committing capital. Past performance does not guarantee future results, read each property's underwriting carefully.

Arrived charges a sourcing fee (~3.5–5% of home cost), an annual AUM fee (~0.15% of property value), and property management fees of roughly 8% of gross rents collected (passed to a third-party manager). Vacation rentals carry additional gross-revenue fees.

Lofty charges a 2.5% fee on share purchases and a 3% fee on share sales, meaning a round-trip trade carries roughly 5.5% in exchange fees. There are no AUM fees, no property management fees billed directly to investors, no upfront fees, and no early withdrawal penalties.

Long-term rentals are designed for a 5–7 year hold; vacation rentals for up to 15 years. Arrived decides when to sell each property based on its own assessment of market conditions.

There is no minimum holding period on Lofty. Investors can list their shares for sale on the exchange at any time, at any price they choose.

Open to U.S. citizens and residents 18 or older. No accreditation required. Investors receive 1099 documents annually and can also invest through self-directed IRAs.

Lofty is open to U.S. citizens and many international investors who can complete identity verification. Investors must be 18 or older.