Lofty is a fractional U.S. real estate investing platform where visitors can browse property shares, learn about rental property investing, review calculators and guides, and access support for marketplace orders and account activity.
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Real Estate Platform Comparison· Updated July 15, 2026
A side-by-side breakdown of returns, liquidity, fees, and trustworthiness to help you decide where to invest your money.

Arrived offers an easy on-ramp into single-family rentals with a $100 minimum, but Q1 2026 dividend yields of just 3.6% lag high-yield savings, and a 5–7 year lock-up with sponsor-controlled exits limits investor flexibility.

Landa pioneered $5 fractional shares of single-family rentals, but the platform has been effectively frozen since spring 2025: no deposits, no secondary trading, and halted dividends for many investors. A New York court placed 119 Landa properties under an independent manager in February 2025 amid a lawsuit over $35M+ in defaulted loans, and Landa's own SEC filings have since flagged substantial doubt about its ability to continue as a going concern. Do not deposit new money. Existing investors should treat this as a wind-down and monitor SEC filings.
At a Glance


Pros & Cons

Polished, beginner-friendly UX
Arrived's product is one of the most polished in the space. Onboarding is fast, property pages are visual, and the app makes it easy for first-time real estate investors to allocate capital.
Single-family and vacation rentals
Arrived focuses on Class A single-family homes and short-term vacation rentals, asset classes most retail investors can't access directly without buying a full property.
Strong track record at scale
Backed by Jeff Bezos and Marc Benioff, Arrived has fractionalized hundreds of properties and exited 173+ of them, giving the platform real performance data to share.
$100 minimum
Investors can buy shares starting at $100 per property, making it easy to spread capital across multiple homes.
Dividend yields below savings accounts
Q1 2026 single-family dividend yields averaged ~3.6%, with short-term rentals around 2.4%. That trails high-yield savings (typically 4–5% APY in early 2026) for an investment that is illiquid for 5–7 years.
5–7 year lock-up with sponsor-controlled exits
Arrived decides when to sell each property. Investors can list shares on the secondary market launched in late 2025, but trading happens only in periodic windows (roughly monthly), requires a matching buyer, and sales are not guaranteed.
Quarterly payouts
Dividends are paid quarterly, materially less frequently than monthly or daily-payout platforms. That hurts long-run compounding.
Layered fees that compress investor returns
Arrived charges a sourcing fee (~3.5–5% of property cost), an annual AUM fee, plus property management fees on rental income. On a typical home those fees can compound to tens of thousands of dollars over the hold period.

Lowest historical entry price
Landa's signature feature was $5 share prices, which made it one of the most accessible fractional real estate platforms ever launched, and proved real demand for low-minimum property investing.
Sun Belt single-family focus
Landa concentrated on cash-flowing single-family rental markets that remain popular with rental investors: Atlanta, Tampa, Orlando, Charlotte, Birmingham, and Jacksonville, plus a Brooklyn portfolio.
Publicly documented offerings
Landa raised capital through Regulation A offerings, which means its financials and current wind-down activity remain publicly documented in SEC filings that investors can still monitor today.
Series LLC structure
Each Landa property is held in its own series LLC. In the current wind-down, that structure is what ties each investor's claim to a specific property rather than to the parent company alone.
Platform frozen: no deposits, trading, or withdrawals
Landa's app and investor portal have been effectively non-functional since around April 2025, per TechCrunch's investigation. The site states there are no active offerings and that deposits and secondary trading are paused. Many investors report halted dividends going back to late 2024, and 130+ complaints have been filed with the Better Business Bureau.
$35M+ lender lawsuit and court-appointed independent manager
In November 2024, lenders Viola Credit and L Finance sued Landa in New York State Supreme Court over more than $35 million in defaulted loans. In February 2025 the court placed 119 Landa properties under an independent manager, and court filings allege Landa diverted roughly $724,000 in tenant rent to accounts outside the court's injunction.
Going-concern doubt in Landa's own SEC filings
Landa's SEC filings through 2026 include a steady stream of foreclosure and property-disposition reports, and its auditors have flagged substantial doubt about the company's ability to continue as a going concern.
Existing investors have no exit and no timeline
With the secondary market closed, current holders cannot sell shares on-platform, and Landa has published no restart timeline. Practically, existing investors are positioned closer to creditors in a wind-down than customers of a functioning platform.
Deep Dive
What You're Investing In
Fractional shares of long-term single-family rentals, short-term vacation rentals, the Single Family Residential Fund, and the Private Credit Fund. Most investors hold a basket of individual properties.
Nothing, currently. Historically: fractional shares of single-family rental homes in U.S. Sun Belt markets. No offerings are active as of 2026.
Property Locations
Arrived's portfolio is heavily concentrated in the southern and mid-western U.S.: Georgia, Alabama, Tennessee, Arkansas, the Carolinas, and Florida, plus tourism markets like Tennessee and Arizona for vacation rentals.
Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, and Brooklyn portfolios, 119 of these properties are now under court-appointed independent management.
Expected Returns
Q1 2026 dividend yields averaged about 3.6% on long-term rentals and 2.4% on short-term rentals, with the Private Credit Fund yielding closer to 8.1%. Across 173 exited properties, total returns averaged 18.6% over the hold period (not annualized). The advertised total return range across the platform is 4.7%–12.8% per year combining income and appreciation.
N/A, dividends have been halted for many investors since late 2024 or early 2025, and no returns are being generated for shareholders while properties are foreclosed or sold in the wind-down. Historical dividend yields ranged roughly 3–6% and varied widely by property. Past performance does not guarantee future results.
Fees
Arrived charges a sourcing fee (~3.5–5% of home cost), an annual AUM fee (~0.15% of property value), and property management fees of roughly 8% of gross rents collected (passed to a third-party manager). Vacation rentals carry additional gross-revenue fees.
Landa historically earned revenue through property management markups and series-level operating expenses rather than an investor-facing platform fee. Fee structure is moot while the platform is frozen.
Liquidity
Long-term rentals are designed for a 5–7 year hold; vacation rentals for up to 15 years. Arrived decides when to sell each property based on its own assessment of market conditions.
Indefinite. The secondary market is closed and there is no on-platform way to sell.
Who Can Invest
Open to U.S. citizens and residents 18 or older. No accreditation required. Investors receive 1099 documents annually and can also invest through self-directed IRAs.
No one, currently, Landa is not accepting new investors or deposits while the platform is frozen.
The Verdict

Arrived is one of the most polished products in fractional real estate and a reasonable choice for investors who want hands-off single-family or vacation-rental exposure. But the gap between Arrived's marketed returns and what investors actually pocket is wide: Q1 2026 dividend yields lag savings accounts, fees compress upside, and exits are sponsor-controlled. Investors who prioritize cash flow, liquidity, or control will find better terms elsewhere.
Full Arrived review →
Landa is not an investable platform in 2026. The app is frozen, dividends are halted for many holders, 119 properties sit under court-appointed management amid a $35M+ lender lawsuit, and the company's own SEC filings flag going-concern doubt. Prospective investors should not deposit money. Existing investors should document their holdings, monitor SEC EDGAR and the New York court docket, and treat recovery as uncertain. Investors who still want fractional single-family exposure should evaluate platforms on the exact points where Landa failed: investor liquidity that doesn't depend on the platform's discretion, current audited disclosures, and clean separation between investor assets and platform debt. See how Lofty compares on those criteria, or review alternatives like Arrived and Ark7.
Full Landa review →Bottom Line
Arrived scores higher (2.5/5) and edges out Landa on our investment quality criteria.
Arrived offers an easy on-ramp into single-family rentals with a $100 minimum, but Q1 2026 dividend yields of just 3.6% lag high-yield savings, and a 5–7 year lock-up with sponsor-controlled exits limits investor flexibility.
Frequently Asked Questions
Based on our scoring criteria, returns, fees, liquidity, transparency, minimums, and track record, Arrived (2.5/5) scores higher than Landa (1.5/5). Arrived offers an easy on-ramp into single-family rentals with a $100 minimum, but Q1 2026 dividend yields of just 3.6% lag high-yield savings, and a 5–7 year lock-up with sponsor-controlled exits limits investor flexibility.
Arrived's minimum investment is $100. Landa's minimum investment is $5 (historical, no new investments accepted).
Arrived: Long-term rentals are designed for a 5–7 year hold; vacation rentals for up to 15 years. Arrived decides when to sell each property based on its own assessment of market conditions. Landa: Indefinite. The secondary market is closed and there is no on-platform way to sell.
Arrived reports average yearly returns of Q1 2026: ~3.6% dividend yield; ~18.6% total return on 173 exited properties (over hold period, not annualized). Landa reports average yearly returns of N/A, dividends halted; historical yields were ~3–6% and highly variable. Past performance does not guarantee future results.
One of the most flexible ways to invest in real estate
$50 minimums · Daily rent payouts · No lock-up periods · 24/7 exchange