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3976 Stillwood Dr
3976 Stillwood Dr
Memphis, TN 38128
About
Single-family home located in Memphis, Tennessee. Fully renovated 1974-built home in 2019 with updates including a new kitchen and bathroom, laminate flooring, windows, blinds, roof repairs, interior and exterior paint, lighting, ceiling fans, and a two-car garage. The property is currently occupied on a lease renewal from 12/01/2025 to 11/29/2027 at $1,135 per month with a $1,000 security deposit. Rent history shows increases from $1,000 (2021–2022) to $1,030 (2022–2023), $1,082 (2023–2024), and $1,114 (2024–2025).
Live Property Financials: 3976 Stillwood Dr, Memphis, TN 38128
Property Management Agreement: 3976 Stillwood Dr, Memphis, TN 38128
S&P Lending Protocol: Live Worksheet
Property Management
S&P Property Management, LLC
Founded in October 2025, S&P Property Management, LLC is a member-managed PM business run by discord users "LaPlebDeLaPleb" & "The Scout". LaPlebDeLaPleb and The Scout bring a combined 13 years of experience investing in capital markets and 6 years of active engagement within the Lofty ecosystem. Their complementary expertise spans professional lending, financial consulting, the design and delivery of online courses and workshops, hospitality operations, and logistics management.
Due Diligence Documents
About this offering
The Market
Memphis, TN
Memphis is a major logistics hub, home to FedEx’s global headquarters and superhub along with major rail, river, and interstate connections. St. Jude Children’s Research Hospital and a strong healthcare sector add to the job base. Its music heritage, Mississippi River setting, and a cost of living well below the national average make it an affordable place to own, and a large renter population supports steady demand.
Property Updates
S&P Property Management LLC
3976 Stillwood Dr, Memphis, TN 38128
Monthly Cash Flow Statement (Current as of August 2026)
Income
Monthly gross rent: $1,135.00
Expenses (Monthly)
- Property taxes: $317.64
- Homeowners insurance: $101.59
- Property management (10%): $113.50
- Utilities (tenant-paid): $0
- Water/sewer (tenant-paid): $0
- DAO LLC admin fee: $62.50
Total Monthly Expenses: $595.23
- Monthly NOI (Net Operating Income)
- $1,135.00 – $595.23 = $539.77
Cash Reserves
- 2026 Escrowed Funds: $646.09
- HRG withheld reserves: + $1979.88
- Funds in S&P Lending Pool: $297.91
- PM Held Cash reserve: $4,768.66
- Expenses (Non-recurring) -
- Rent Distribution
Amount sent to Lofty: $46.02
S&P Property Management LLC
Scout & Pleb
S&P Property Management LLC
No additional details provided.
S&P Property Management LLC
3976 Stillwood Dr, Memphis, TN 38128 Monthly Cash Flow Statement (Current as of April 2026)
Income
- Monthly gross rent: $1,270.00
Expenses (Monthly)
- Property taxes: $220.64
- Homeowners insurance: $101.59
- Property management (10%): $127.00
- Utilities (tenant-paid): $0
- Water/sewer (tenant-paid): $0
- DAO LLC admin fee: $62.50
- Total Monthly Expenses: $511.73
Monthly NOI (Net Operating Income)
- $1,248.50 – $511.73 = $736.77
Cash Reserves
- 2026 OR replenishment: $1,910.31
- Current reserve: $3,492.71
- 2026 Escrowed Funds: $143.31
- HRG withheld reserves: + $1979.88
Expenses (Non-recurring) - N/A
Rent Distribution - Amount sent to Lofty: $0
S&P Property Management LLC Scout & Pleb
S&P Property Management LLC
Governance Results for 3976 Stillwood Dr:
The Governance Voting results are back for the owner proposed vote.
The winning vote is:
Change Property Management to S&P Property Management, LLC
This voting option received 606 / 685 token votes, which is equal to 88% of the total votes.
The voting results can be found on chain here or by searching the application ID: 3307971774
Investor Reviews
Frequently Asked Questions
Have questions?
Have other questions? Learn how Lofty works
Share price
3976 Stillwood Dr
Memphis, TN 38128
About
Single-family home located in Memphis, Tennessee. Fully renovated 1974-built home in 2019 with updates including a new kitchen and bathroom, laminate flooring, windows, blinds, roof repairs, interior and exterior paint, lighting, ceiling fans, and a two-car garage. The property is currently occupied on a lease renewal from 12/01/2025 to 11/29/2027 at $1,135 per month with a $1,000 security deposit. Rent history shows increases from $1,000 (2021–2022) to $1,030 (2022–2023), $1,082 (2023–2024), and $1,114 (2024–2025).
Live Property Financials: 3976 Stillwood Dr, Memphis, TN 38128
Property Management Agreement: 3976 Stillwood Dr, Memphis, TN 38128
S&P Lending Protocol: Live Worksheet
Property Management
S&P Property Management, LLC
Founded in October 2025, S&P Property Management, LLC is a member-managed PM business run by discord users "LaPlebDeLaPleb" & "The Scout". LaPlebDeLaPleb and The Scout bring a combined 13 years of experience investing in capital markets and 6 years of active engagement within the Lofty ecosystem. Their complementary expertise spans professional lending, financial consulting, the design and delivery of online courses and workshops, hospitality operations, and logistics management.
Due Diligence Documents
Offering Details
The Market
Memphis, TN
Memphis is a major logistics hub, home to FedEx’s global headquarters and superhub along with major rail, river, and interstate connections. St. Jude Children’s Research Hospital and a strong healthcare sector add to the job base. Its music heritage, Mississippi River setting, and a cost of living well below the national average make it an affordable place to own, and a large renter population supports steady demand.
Property Updates
S&P Property Management LLC
3976 Stillwood Dr, Memphis, TN 38128
Monthly Cash Flow Statement (Current as of August 2026)
Income
Monthly gross rent: $1,135.00
Expenses (Monthly)
- Property taxes: $317.64
- Homeowners insurance: $101.59
- Property management (10%): $113.50
- Utilities (tenant-paid): $0
- Water/sewer (tenant-paid): $0
- DAO LLC admin fee: $62.50
Total Monthly Expenses: $595.23
- Monthly NOI (Net Operating Income)
- $1,135.00 – $595.23 = $539.77
Cash Reserves
- 2026 Escrowed Funds: $646.09
- HRG withheld reserves: + $1979.88
- Funds in S&P Lending Pool: $297.91
- PM Held Cash reserve: $4,768.66
- Expenses (Non-recurring) -
- Rent Distribution
Amount sent to Lofty: $46.02
S&P Property Management LLC
Scout & Pleb
S&P Property Management LLC
No additional details provided.
S&P Property Management LLC
3976 Stillwood Dr, Memphis, TN 38128 Monthly Cash Flow Statement (Current as of April 2026)
Income
- Monthly gross rent: $1,270.00
Expenses (Monthly)
- Property taxes: $220.64
- Homeowners insurance: $101.59
- Property management (10%): $127.00
- Utilities (tenant-paid): $0
- Water/sewer (tenant-paid): $0
- DAO LLC admin fee: $62.50
- Total Monthly Expenses: $511.73
Monthly NOI (Net Operating Income)
- $1,248.50 – $511.73 = $736.77
Cash Reserves
- 2026 OR replenishment: $1,910.31
- Current reserve: $3,492.71
- 2026 Escrowed Funds: $143.31
- HRG withheld reserves: + $1979.88
Expenses (Non-recurring) - N/A
Rent Distribution - Amount sent to Lofty: $0
S&P Property Management LLC Scout & Pleb
S&P Property Management LLC
Governance Results for 3976 Stillwood Dr:
The Governance Voting results are back for the owner proposed vote.
The winning vote is:
Change Property Management to S&P Property Management, LLC
This voting option received 606 / 685 token votes, which is equal to 88% of the total votes.
The voting results can be found on chain here or by searching the application ID: 3307971774
Investor Reviews
Frequently Asked Questions
Need Help?
Have other questions? Learn how Lofty works
Projected Returns
Investing with Lofty can generate returns in two ways:
1) Annual cash flow from rental income.
2) Annual appreciation from long-term property value changes.
Monthly Cash Flow
$1,135.00
Monthly Rent
$649.21
Monthly Expenses
$485.79
Net Monthly Cash Flow
Annual Appreciation
Based on the Zillow Value Home Index (ZHVI) Single Family Homes Time Series, single family homes appreciated an average of 11% per year over the last 20 years (March 31, 2003 - March 31, 2023).
This figure reflects a national benchmark for single family homes in the 35th to 65th home-price percentile range and may not represent this specific property's zip code. Real-world returns can also vary based on investment costs, hold period, and leverage.
Use the returns calculator below to explore how different assumptions can impact your hypothetical investment outcome.
Projected Returns Calculator
Adjust the assumptions below to model how this property could grow over 7 years.
Annualized Return
+12.5%
per year over 7 years
7-Year Projection
$2,289
+$1,289 vs. initial $1,000
This calculator is for illustrative purposes only and displays a range of hypothetical investment outcomes based on the inputs you provide. Actual investment outcomes depend on many factors and cannot be determined before the investment period ends. Historical performance is not indicative of future results.
The calculations assume a 7-year hold period and an average annual net operating income increase of 3%. The 10- and 20-year averages are based on data from the ZHVI Single Family Homes Time Series and reflect averages for single-family homes in the 35th to 65th percentile by home price.