'/%3e%3cpath%20d='M110.5%2074.84L61.56%20113.3V150.04H0V87.4L110.5%200V74.84Z'%20fill='url(%23paint1_linear_1102_1766)'/%3e%3cpath%20d='M159.44%20150.04L159.44%20205.81H159.2L110.5%20166.53L61.8001%20205.81H61.5601L61.56%20150.04L110.5%20110.57L159.44%20150.04Z'%20fill='url(%23paint2_linear_1102_1766)'/%3e%3cpath%20d='M110.5%20110.57V166.53L61.8001%20205.81H61.5601L61.56%20150.04L110.5%20110.57Z'%20fill='url(%23paint3_linear_1102_1766)'/%3e%3cpath%20d='M159.44%20206H61.5601L61.8001%20205.81L110.5%20166.53L159.2%20205.81L159.44%20206Z'%20fill='url(%23paint4_linear_1102_1766)'/%3e%3cdefs%3e%3clinearGradient%20id='paint0_linear_1102_1766'%20x1='166'%20y1='-19.908'%20x2='145.641'%20y2='227.731'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20stop-color='%23B5AAFF'/%3e%3cstop%20offset='0.723958'%20stop-color='%238977FF'/%3e%3c/linearGradient%3e%3clinearGradient%20id='paint1_linear_1102_1766'%20x1='64'%20y1='15.7891'%20x2='172.309'%20y2='257.652'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20stop-color='%239383FF'/%3e%3cstop%20offset='0.75'%20stop-color='%234D3FED'/%3e%3c/linearGradient%3e%3clinearGradient%20id='paint2_linear_1102_1766'%20x1='171.462'%20y1='36.6188'%20x2='8.598'%20y2='270.272'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20offset='0.229167'%20stop-color='%23B5AAFF'/%3e%3cstop%20offset='0.994792'%20stop-color='%238977FF'/%3e%3c/linearGradient%3e%3clinearGradient%20id='paint3_linear_1102_1766'%20x1='55.7219'%20y1='-31.3876'%20x2='76.8187'%20y2='349.172'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20offset='0.307292'%20stop-color='%239383FF'/%3e%3cstop%20offset='0.854167'%20stop-color='%234D3FED'/%3e%3c/linearGradient%3e%3clinearGradient%20id='paint4_linear_1102_1766'%20x1='110'%20y1='271'%20x2='76.5255'%20y2='202.314'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20stop-color='%23B5AAFF'/%3e%3cstop%20offset='0.90625'%20stop-color='%238977FF'/%3e%3c/linearGradient%3e%3c/defs%3e%3c/svg%3e)
'/%3e%3cpath%20d='M110.5%2074.84L61.56%20113.3V150.04H0V87.4L110.5%200V74.84Z'%20fill='url(%23paint1_linear_1102_1752)'/%3e%3cpath%20d='M159.44%20150.04L159.44%20205.81H159.2L110.5%20166.53L61.8001%20205.81H61.5601L61.56%20150.04L110.5%20110.57L159.44%20150.04Z'%20fill='url(%23paint2_linear_1102_1752)'/%3e%3cpath%20d='M110.5%20110.57V166.53L61.8001%20205.81H61.5601L61.56%20150.04L110.5%20110.57Z'%20fill='url(%23paint3_linear_1102_1752)'/%3e%3cpath%20d='M159.44%20206H61.5601L61.8001%20205.81L110.5%20166.53L159.2%20205.81L159.44%20206Z'%20fill='url(%23paint4_linear_1102_1752)'/%3e%3cdefs%3e%3clinearGradient%20id='paint0_linear_1102_1752'%20x1='166'%20y1='-19.908'%20x2='145.641'%20y2='227.731'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20stop-color='%23B5AAFF'/%3e%3cstop%20offset='0.723958'%20stop-color='%238977FF'/%3e%3c/linearGradient%3e%3clinearGradient%20id='paint1_linear_1102_1752'%20x1='64'%20y1='15.7891'%20x2='172.309'%20y2='257.652'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20stop-color='%239383FF'/%3e%3cstop%20offset='0.75'%20stop-color='%234D3FED'/%3e%3c/linearGradient%3e%3clinearGradient%20id='paint2_linear_1102_1752'%20x1='171.462'%20y1='36.6188'%20x2='8.598'%20y2='270.272'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20offset='0.229167'%20stop-color='%23B5AAFF'/%3e%3cstop%20offset='0.994792'%20stop-color='%238977FF'/%3e%3c/linearGradient%3e%3clinearGradient%20id='paint3_linear_1102_1752'%20x1='55.7219'%20y1='-31.3876'%20x2='76.8187'%20y2='349.172'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20offset='0.307292'%20stop-color='%239383FF'/%3e%3cstop%20offset='0.854167'%20stop-color='%234D3FED'/%3e%3c/linearGradient%3e%3clinearGradient%20id='paint4_linear_1102_1752'%20x1='110'%20y1='271'%20x2='76.5255'%20y2='202.314'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20stop-color='%23B5AAFF'/%3e%3cstop%20offset='0.90625'%20stop-color='%238977FF'/%3e%3c/linearGradient%3e%3c/defs%3e%3c/svg%3e)
27 Pillar Ln
27 Pillar Ln
Palm Coast, FL 32164
About
Foreclosure auction scheduled for 6/19/26. Earl, the PM and Authorized Representative, is actively working on a payoff of the original loan and removal of Yhome Nursing LLC as borrower to restore DAO member equity. Last updated 6/12/26.
Renovated single-family home in Palm Coast featuring 4 bedrooms and 2 bathrooms with a split floor plan and a 2-car garage. The layout includes an entryway leading to a den/office and a flexible fourth bedroom or media room, along with an open living, kitchen, and dining area. The kitchen includes new appliances (range, microwave, dishwasher, refrigerator), and sliding glass doors lead to a back patio and large yard. Three bedrooms are positioned separately from the owner’s suite, which includes a walk-in shower, closet, and vanity. Additional features include a full bathroom with tub/shower combo and a laundry room with washer/dryer hookups.
Property Management
ECO Systems LLC
ECO Systems LLC is a property management company specializing in residential rental properties across the Midwest and East Coast. With a diverse portfolio spanning Ohio, Illinois, New York, and Florida, ECO Systems focuses on hands-on property management, tenant relations, and maximizing returns for co-owners. The team manages properties ranging from single-family homes to small multifamily buildings, with a particular focus on affordable housing markets with strong rental demand.
Due Diligence Documents
About this offering
The Market
Palm Coast, FL
Palm Coast is a planned Flagler County community between St. Augustine and Daytona Beach, known for its canals, golf courses, and nearby beaches. Easy I-95 access and a quieter pace of life make it popular with families and retirees alike. Florida’s lack of a state income tax and the region’s steady population growth support long-term housing demand.
Property Updates
Reacquisition and capital call: The property was re-acquired through an arms-length REO purchase on July 25, 2026.
Capital required: $86,723.87, including acquisition costs and a $20,000.00 mold-remediation reserve.
Funding summary: $310,003.00 hard-money loan and $53,708.77 cash to close.
Acquisition-cost detail: $53,708.77 foreclosure purchase price, $10,000.00 ECO Systems transaction fee, and $3,015.10 operating-expense reimbursement; subtotal $66,723.87 before the remediation reserve.
Occupancy: The property is partially occupied and rented by room on a short-term basis while mold remediation is pending.
Next steps: Complete mold remediation, finalize capital-call funding, and review current-condition photos: https://photos.app.goo.gl/PmbpP1SxixKDPNYAA
Questions may be directed to ecosystemspm@gmail.com or @earlvanze (ECO Systems).
Investor Reviews
Frequently Asked Questions
Have questions?
Have other questions? Learn how Lofty works
Share price
27 Pillar Ln
Palm Coast, FL 32164
About
Foreclosure auction scheduled for 6/19/26. Earl, the PM and Authorized Representative, is actively working on a payoff of the original loan and removal of Yhome Nursing LLC as borrower to restore DAO member equity. Last updated 6/12/26.
Renovated single-family home in Palm Coast featuring 4 bedrooms and 2 bathrooms with a split floor plan and a 2-car garage. The layout includes an entryway leading to a den/office and a flexible fourth bedroom or media room, along with an open living, kitchen, and dining area. The kitchen includes new appliances (range, microwave, dishwasher, refrigerator), and sliding glass doors lead to a back patio and large yard. Three bedrooms are positioned separately from the owner’s suite, which includes a walk-in shower, closet, and vanity. Additional features include a full bathroom with tub/shower combo and a laundry room with washer/dryer hookups.
Property Management
ECO Systems LLC
ECO Systems LLC is a property management company specializing in residential rental properties across the Midwest and East Coast. With a diverse portfolio spanning Ohio, Illinois, New York, and Florida, ECO Systems focuses on hands-on property management, tenant relations, and maximizing returns for co-owners. The team manages properties ranging from single-family homes to small multifamily buildings, with a particular focus on affordable housing markets with strong rental demand.
Due Diligence Documents
Offering Details
The Market
Palm Coast, FL
Palm Coast is a planned Flagler County community between St. Augustine and Daytona Beach, known for its canals, golf courses, and nearby beaches. Easy I-95 access and a quieter pace of life make it popular with families and retirees alike. Florida’s lack of a state income tax and the region’s steady population growth support long-term housing demand.
Property Updates
Reacquisition and capital call: The property was re-acquired through an arms-length REO purchase on July 25, 2026.
Capital required: $86,723.87, including acquisition costs and a $20,000.00 mold-remediation reserve.
Funding summary: $310,003.00 hard-money loan and $53,708.77 cash to close.
Acquisition-cost detail: $53,708.77 foreclosure purchase price, $10,000.00 ECO Systems transaction fee, and $3,015.10 operating-expense reimbursement; subtotal $66,723.87 before the remediation reserve.
Occupancy: The property is partially occupied and rented by room on a short-term basis while mold remediation is pending.
Next steps: Complete mold remediation, finalize capital-call funding, and review current-condition photos: https://photos.app.goo.gl/PmbpP1SxixKDPNYAA
Questions may be directed to ecosystemspm@gmail.com or @earlvanze (ECO Systems).
Investor Reviews
Frequently Asked Questions
Need Help?
Have other questions? Learn how Lofty works
Not paying rent right now
Right now this home's rent goes toward costs such as repairs, refilling the operating reserve, or covering a vacancy.
Projected Returns
Investing with Lofty can generate returns in two ways:
1) Annual cash flow from rental income.
2) Annual appreciation from long-term property value changes.
Monthly Cash Flow
$2,800.00
Monthly Rent
$2,800.00
Monthly Expenses
$0.00
Paid to investors
Annual Appreciation
Based on the Zillow Value Home Index (ZHVI) Single Family Homes Time Series, single family homes appreciated an average of 11% per year over the last 20 years (March 31, 2003 - March 31, 2023).
This figure reflects a national benchmark for single family homes in the 35th to 65th home-price percentile range and may not represent this specific property's zip code. Real-world returns can also vary based on investment costs, hold period, and leverage.
Use the returns calculator below to explore how different assumptions can impact your hypothetical investment outcome.
Projected Returns Calculator
Adjust the assumptions below to model how this property could grow over 7 years.
Annualized Return
+3.6%
per year over 7 years
7-Year Projection
$1,286
+$286 vs. initial $1,000
This calculator is for illustrative purposes only and displays a range of hypothetical investment outcomes based on the inputs you provide. Actual investment outcomes depend on many factors and cannot be determined before the investment period ends. Historical performance is not indicative of future results.
The calculations assume a 7-year hold period and an average annual net operating income increase of 3%. The 10- and 20-year averages are based on data from the ZHVI Single Family Homes Time Series and reflect averages for single-family homes in the 35th to 65th percentile by home price.