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20 Sederholm Path
20 Sederholm Path
Palm Coast, FL 32164
About
Single-family home built in 2019 in Palm Coast featuring 3 bedrooms and 2 bathrooms. The property includes professional landscaping with a maintained lawn and paved driveway, along with a furnished interior and updated finishes. The home is located near parks and outdoor areas including Washington Oaks Gardens State Park and Bulow Creek State Park. The surrounding area includes schools, residential neighborhoods, and recreational facilities. The property appraised at $295,000 and is listed at $288,000. The property is leased for 2 years (04/01/2026–04/30/2028) at $2,100/month.
Live Property Financials: 20 Sederholm Path, Palm Coast, FL 32164
Property Management Agreement: 20 Sederholm Path, Palm Coast, FL 32164
S&P Lending Protocol: Live Worksheet
Property Management
S&P Property Management, LLC
Founded in October 2025, S&P Property Management, LLC is a member-managed PM business run by discord users "LaPlebDeLaPleb" & "The Scout". LaPlebDeLaPleb and The Scout bring a combined 13 years of experience investing in capital markets and 6 years of active engagement within the Lofty ecosystem. Their complementary expertise spans professional lending, financial consulting, the design and delivery of online courses and workshops, hospitality operations, and logistics management.
Due Diligence Documents
About this offering
The Market
Palm Coast, FL
Palm Coast is a planned Flagler County community between St. Augustine and Daytona Beach, known for its canals, golf courses, and nearby beaches. Easy I-95 access and a quieter pace of life make it popular with families and retirees alike. Florida’s lack of a state income tax and the region’s steady population growth support long-term housing demand.
Property Updates
20 Sederholm Path, Palm Coast, FL 32164 - Monthly Cash Flow Statement (Current as of June 2026)
Income (All Sources) - Monthly Gross Rent: $2,100.00
Expenses (Monthly)
- Mortgage Payment: $1,616.27
- Property Management (10%): $210.00
- Utilities (Tenant-Paid): $0.00
- Water/Sewer (Tenant-Paid): $0.00
- DAO LLC Admin Fee: $62.50
Total Monthly Expenses: $1,888.77
Monthly NOI (Net Operating Income)
- $2,100.00 - $1,888.77 = $211.23
Token Purchases
- $203.22 (5 tokens to be burned from circulating supply)
Operating Reserve Replenishment
- OR Replenishment: $0.00
- Current Reserve: $1,572.70
- Funds Lent to Lending Pool: $1,276.14 (accruing at 12% annually for the DAO)
Rent Distribution
- $8.01
S&P Property Management LLC
Scout & Pleb
Investor Reviews
Frequently Asked Questions
Have questions?
Have other questions? Learn how Lofty works
Share price
20 Sederholm Path
Palm Coast, FL 32164
About
Single-family home built in 2019 in Palm Coast featuring 3 bedrooms and 2 bathrooms. The property includes professional landscaping with a maintained lawn and paved driveway, along with a furnished interior and updated finishes. The home is located near parks and outdoor areas including Washington Oaks Gardens State Park and Bulow Creek State Park. The surrounding area includes schools, residential neighborhoods, and recreational facilities. The property appraised at $295,000 and is listed at $288,000. The property is leased for 2 years (04/01/2026–04/30/2028) at $2,100/month.
Live Property Financials: 20 Sederholm Path, Palm Coast, FL 32164
Property Management Agreement: 20 Sederholm Path, Palm Coast, FL 32164
S&P Lending Protocol: Live Worksheet
Property Management
S&P Property Management, LLC
Founded in October 2025, S&P Property Management, LLC is a member-managed PM business run by discord users "LaPlebDeLaPleb" & "The Scout". LaPlebDeLaPleb and The Scout bring a combined 13 years of experience investing in capital markets and 6 years of active engagement within the Lofty ecosystem. Their complementary expertise spans professional lending, financial consulting, the design and delivery of online courses and workshops, hospitality operations, and logistics management.
Due Diligence Documents
Offering Details
The Market
Palm Coast, FL
Palm Coast is a planned Flagler County community between St. Augustine and Daytona Beach, known for its canals, golf courses, and nearby beaches. Easy I-95 access and a quieter pace of life make it popular with families and retirees alike. Florida’s lack of a state income tax and the region’s steady population growth support long-term housing demand.
Property Updates
20 Sederholm Path, Palm Coast, FL 32164 - Monthly Cash Flow Statement (Current as of June 2026)
Income (All Sources) - Monthly Gross Rent: $2,100.00
Expenses (Monthly)
- Mortgage Payment: $1,616.27
- Property Management (10%): $210.00
- Utilities (Tenant-Paid): $0.00
- Water/Sewer (Tenant-Paid): $0.00
- DAO LLC Admin Fee: $62.50
Total Monthly Expenses: $1,888.77
Monthly NOI (Net Operating Income)
- $2,100.00 - $1,888.77 = $211.23
Token Purchases
- $203.22 (5 tokens to be burned from circulating supply)
Operating Reserve Replenishment
- OR Replenishment: $0.00
- Current Reserve: $1,572.70
- Funds Lent to Lending Pool: $1,276.14 (accruing at 12% annually for the DAO)
Rent Distribution
- $8.01
S&P Property Management LLC
Scout & Pleb
Investor Reviews
Frequently Asked Questions
Need Help?
Have other questions? Learn how Lofty works
Not paying rent right now
Right now this home's rent goes toward costs such as repairs, refilling the operating reserve, or covering a vacancy.
Projected Returns
Investing with Lofty can generate returns in two ways:
1) Annual cash flow from rental income.
2) Annual appreciation from long-term property value changes.
Monthly Cash Flow
$2,105.12
Monthly Rent
$2,105.12
Monthly Expenses
$0.00
Paid to investors
Annual Appreciation
Based on the Zillow Value Home Index (ZHVI) Single Family Homes Time Series, single family homes appreciated an average of 11% per year over the last 20 years (March 31, 2003 - March 31, 2023).
This figure reflects a national benchmark for single family homes in the 35th to 65th home-price percentile range and may not represent this specific property's zip code. Real-world returns can also vary based on investment costs, hold period, and leverage.
Use the returns calculator below to explore how different assumptions can impact your hypothetical investment outcome.
Projected Returns Calculator
Adjust the assumptions below to model how this property could grow over 7 years.
Annualized Return
+3.6%
per year over 7 years
7-Year Projection
$1,286
+$286 vs. initial $1,000
This calculator is for illustrative purposes only and displays a range of hypothetical investment outcomes based on the inputs you provide. Actual investment outcomes depend on many factors and cannot be determined before the investment period ends. Historical performance is not indicative of future results.
The calculations assume a 7-year hold period and an average annual net operating income increase of 3%. The 10- and 20-year averages are based on data from the ZHVI Single Family Homes Time Series and reflect averages for single-family homes in the 35th to 65th percentile by home price.