In-Depth Real Estate Investment Reviews

Read This Before You Invest

Investment Quality Score:
4.0
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Lofty

By the Numbers
Minimum Investment
$50
Investment Holding Period
No Minimum
Early Withdrawal Penalties
None
Rent Payout Frequency
Daily
Average Yearly Returns
10.66%

The Bottom Line

Lofty gives investors unprecedented flexibility with their real estate investment with low minimums, no holding period, and almost instant liquidity. Some knowledge is required to get the most of your investments, but they do a good job at providing necessary documentation to help investors make the right choice.

Pros & Cons

Lofty Pros

No holding period 🙏

Secondary market allows investors to trade holdings with low fees from the day they buy them

Daily rent payments 📅

Investors receive pro-rated rent payments in their account daily

Low minimum investment 🔑

Investors can invest as much as they like as long as it's over $50

Decentralized ownership ⛓️

Investors actually own the underlying property and vote on major property decisions

Open to investors everywhere 🌎

Investors from anywhere can invest in U.S. real estate

Lofty Cons

Some web3 knowledge required ⛓️

While buying new fractions and managing properties is easy, trading with other investors currently requires a crypto wallet (though this will not always be the case)

Investment Tip: Make sure investment options don't put you out of your knowledge depth

Delinquency Risk 🏃

Lofty's focus on high cap rate properties creates greater cash flow but with greater risk for lost rent

Investment Tip: Do your due diligence to property evaluate risk/reward profiles of any investment

No Mobile App 📵

Lofty currently only runs on a browser

Investment Tip: Choose investments that fit your prefered method of monitoring

Why We Wrote This Guide

Figuring out where to invest your money is hard enough. Stocks, bonds, and even crypto all have their places in the modern portfolio, but the most misunderstood asset class has always been real estate.

Over the last few years, several companies have appeared claiming to make it easier for people to invest in real estate by removing down payments, increasing liquidity, and breaking properties up into fractions. In such an environment, knowing who to trust and what you're really agreeing to when you invest is more difficult than ever.

We analyzed

Lofty

by digging into key areas investors need to know about before going all in: How easy it is to invest, how much you can earn, and how you can get your money back once you've made the gains you wanted.

Full disclosure - we're Lofty, and we're one of those fractional real estate investment companies. We believe that a rising tide lifts all ships, and that providing an unbiased look at other fractional real estate companies through the lens of our industry expertise will help serve both investors and the companies serving them.

The Basics

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Ease of Use

Before investing, it's crucial to ask yourself what you're really investing in. It's not always as clear-cut as you might think.

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Earning Potential

There's really one core reason for investing in real estate: to leverage your current capital to create more capital. When it comes to choosing investing platforms, their expected yield and fee structure are the two core levers that determine how well they do that for their customers

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Investment Liquidity

One of the most important things to keep in mind when deciding which real estate investment platform to use is to ensure you understand how easy it is to sell your stake when you want to.

In short, liquidity is a way to measure how much control you have over your money after you've invested it. Traditional real estate is illiquid because selling buildings is difficult and time consuming. On the other hand, cash is as liquid as it gets since you can exchange it for goods at any time.

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The Final Verdict

Lofty is the most flexible way to invest in real estate.

While you're here, here's why you should try Lofty. Lofty makes it easy to invest in real estate more flexibly than ever. Enjoy $50 minimums, daily rent payouts, and easily sell your holdings with low fees & no lock-up periods. Get started today.

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