Real estate Investment Comparison

Landa vs. Lofty

Wondering whether Landa or Lofty is a better investment? We put them both to the test to help you compare and decide where to invest your money.

vs.

Comparison Table
Landa
Lofty
Minimum Investment
$5
$50
Investment Holding Period
None
No Minimum
Early Withdrawal Penalties
None
None
Rent Payouts
Monthly
Daily
Avg. Yearly Returns
Undisclosed
10.66%
Accessibility
Star Rating - 0.5
Star Rating - 1Star Rating - 1.5Star Rating - 2Star Rating - 2.5Star Rating - 3Star Rating - 3.5Star Rating - 4Star Rating - 4.5Star Rating - 5
Star Rating - 0.5
Star Rating - 1Star Rating - 1.5Star Rating - 2Star Rating - 2.5Star Rating - 3Star Rating - 3.5Star Rating - 4Star Rating - 4.5Star Rating - 5
Earning Potential
Star Rating - 0.5
Star Rating - 1Star Rating - 1.5Star Rating - 2Star Rating - 2.5Star Rating - 3Star Rating - 3.5Star Rating - 4Star Rating - 4.5Star Rating - 5
Star Rating - 0.5
Star Rating - 1Star Rating - 1.5Star Rating - 2Star Rating - 2.5Star Rating - 3Star Rating - 3.5Star Rating - 4Star Rating - 4.5Star Rating - 5
Investment Liquidity
Star Rating - 0.5
Star Rating - 1Star Rating - 1.5Star Rating - 2Star Rating - 2.5Star Rating - 3Star Rating - 3.5Star Rating - 4Star Rating - 4.5Star Rating - 5
Star Rating - 0.5
Star Rating - 1Star Rating - 1.5Star Rating - 2Star Rating - 2.5Star Rating - 3Star Rating - 3.5Star Rating - 4Star Rating - 4.5Star Rating - 5
Landa
Investment Quality Score
3.5
Star Rating - 0.5
Star Rating - 1Star Rating - 1.5Star Rating - 2Star Rating - 2.5Star Rating - 3Star Rating - 3.5Star Rating - 4Star Rating - 4.5Star Rating - 5
Lofty
Investment Quality Score
4.0
Star Rating - 0.5
Star Rating - 1Star Rating - 1.5Star Rating - 2Star Rating - 2.5Star Rating - 3Star Rating - 3.5Star Rating - 4Star Rating - 4.5Star Rating - 5
Landa

The Bottom Line

Landa offers a great customer experience, liquidity, and decent returns, but has a worrisome lack of return projections and historical performance data.

Landa Pros:

Good user experience 📱

Landa's mobile app is easy, intuitive, and delightful.

Low minimums  🔑

Investors can get started from just $5.

Some liquidity ⏩

Landa's secondary marketplace is one of the only in the space, making real liquidity a possibility.

Landa Cons:

Lack of documentation & projection data 📉

It's very difficult to fully understand what you're buying before you buy into a Landa property, and impossible to understand how Landa properties have performed in aggregate.

Investment Tip: Make sure to deeply understand an investment before you make it

Poor diversification options 📍

Most Landa properties are located in a single U.S. state, making investors vulnerable to market swings.

Investment Tip: Always ensure proper diversification across your investment portfolio

All properties are mortgaged 💸

Landa buys properties outright before selling fractions back to their investors. Investors therefore carry the cost of financing the property.

Investment Tip: Keep an eye out for fees that benefit the investment provider rather than the investor

Trading only available during business hours ⌛

You'll have to make trades on Landa's secondary market while you're at work .

Investment Tip: Make sure investment opportunities are flexible to your needs before making them

Lofty

The Bottom Line

Lofty gives investors unprecedented flexibility with their real estate investment with low minimums, no holding period, and almost instant liquidity. Some knowledge is required to get the most of your investments, but they do a good job at providing necessary documentation to help investors make the right choice.

Lofty Pros

No holding period 🙏

Secondary market allows investors to trade holdings with low fees from the day they buy them

Daily rent payments 📅

Investors receive pro-rated rent payments in their account daily

Low minimum investment 🔑

Investors can invest as much as they like as long as it's over $50

Decentralized ownership ⛓️

Investors actually own the underlying property and vote on major property decisions

Open to investors everywhere 🌎

Investors from anywhere can invest in U.S. real estate

Lofty Cons

Some web3 knowledge required ⛓️

While buying new fractions and managing properties is easy, trading with other investors currently requires a crypto wallet (though this will not always be the case)

Investment Tip: Make sure investment options don't put you out of your knowledge depth

Delinquency Risk 🏃

Lofty's focus on high cap rate properties creates greater cash flow but with greater risk for lost rent

Investment Tip: Do your due diligence to property evaluate risk/reward profiles of any investment

No Mobile App 📵

Lofty currently only runs on a browser

Investment Tip: Choose investments that fit your prefered method of monitoring

Read our comprehensive
Landa
Review
Read Full Review
Read our comprehensive
Lofty
Review
Learn more about Lofty
Read Full ReviewGo to Lofty.ai