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Real Estate Platform Comparison· Updated July 15, 2026
Fundrise vs. Landa 2026 Real Estate Investing Comparison
A side-by-side breakdown of returns, liquidity, fees, and trustworthiness to help you decide where to invest your money.
Fundrise is a hands-off way to gain real estate exposure with a $10 minimum and a 1% fee, but investors trade liquidity, transparency, and rent income for that simplicity. Returns have been mixed in recent years (about +1.5% in 2022, -7.45% in 2023, recovery since) and dividends are paid quarterly, not daily.
Landa pioneered $5 fractional shares of single-family rentals, but the platform has been effectively frozen since spring 2025: no deposits, no secondary trading, and halted dividends for many investors. A New York court placed 119 Landa properties under an independent manager in February 2025 amid a lawsuit over $35M+ in defaulted loans, and Landa's own SEC filings have since flagged substantial doubt about its ability to continue as a going concern. Do not deposit new money. Existing investors should treat this as a wind-down and monitor SEC filings.
At a Glance
Fundrise vs. Landa, Key Stats
Pros & Cons
What each platform does well and poorly
Beginner-friendly UX
Fundrise has invested heavily in onboarding and education. The mobile app and web dashboard make it easy for first-time real estate investors to allocate capital and pick a strategy.
$10 minimum
Investors can start with as little as $10 in a Starter account, making Fundrise one of the most accessible real estate platforms for beginners.
Diversified REIT portfolios
Each Fundrise REIT spreads investor capital across dozens of properties, giving instant diversification across geographies and asset classes.
Low headline fees
Fundrise charges 1% per year (0.85% asset management + 0.15% advisory) on real estate funds, competitive with traditional REITs and below most crowdfunding peers.
Redemptions are not guaranteed, and delays are documented
Fundrise designs its products for 5+ year holds. Early redemption requires a quarterly liquidation request, isn't guaranteed, and incurs a 1% fee on shares held under five years. In practice, redemptions have been restricted or delayed during stressed markets: Fundrise limited redemptions in the 2022–2023 downturn, its legacy eREIT redemption plans have been temporarily suspended since October 1, 2025 pending consolidation mergers (per SEC filings), and Better Business Bureau complaints filed in 2025 and early 2026 describe investors who submitted redemption requests and waited months while receiving automated updates about fund mergers and regulatory delays.
Volatile recent performance
Fundrise posted a -7.45% net return in 2023 after a flat 2022, highlighting that NAV-based pricing can swing materially when rates move. Long-term investors are still positive, but the smooth-line marketing hides cycle risk.
Quarterly dividends
Dividends are paid quarterly and are explicitly not guaranteed. That hurts compounding compared with daily- or monthly-payout platforms.
Limited transparency on individual properties
Fundrise publishes fund-level data and a property browser, but investors can't pick which buildings their capital funds. NAV is set by Fundrise itself, not a public market.
Lowest historical entry price
Landa's signature feature was $5 share prices, which made it one of the most accessible fractional real estate platforms ever launched, and proved real demand for low-minimum property investing.
Sun Belt single-family focus
Landa concentrated on cash-flowing single-family rental markets that remain popular with rental investors: Atlanta, Tampa, Orlando, Charlotte, Birmingham, and Jacksonville, plus a Brooklyn portfolio.
Publicly documented offerings
Landa raised capital through Regulation A offerings, which means its financials and current wind-down activity remain publicly documented in SEC filings that investors can still monitor today.
Series LLC structure
Each Landa property is held in its own series LLC. In the current wind-down, that structure is what ties each investor's claim to a specific property rather than to the parent company alone.
Platform frozen: no deposits, trading, or withdrawals
Landa's app and investor portal have been effectively non-functional since around April 2025, per TechCrunch's investigation. The site states there are no active offerings and that deposits and secondary trading are paused. Many investors report halted dividends going back to late 2024, and 130+ complaints have been filed with the Better Business Bureau.
$35M+ lender lawsuit and court-appointed independent manager
In November 2024, lenders Viola Credit and L Finance sued Landa in New York State Supreme Court over more than $35 million in defaulted loans. In February 2025 the court placed 119 Landa properties under an independent manager, and court filings allege Landa diverted roughly $724,000 in tenant rent to accounts outside the court's injunction.
Going-concern doubt in Landa's own SEC filings
Landa's SEC filings through 2026 include a steady stream of foreclosure and property-disposition reports, and its auditors have flagged substantial doubt about the company's ability to continue as a going concern.
Existing investors have no exit and no timeline
With the secondary market closed, current holders cannot sell shares on-platform, and Landa has published no restart timeline. Practically, existing investors are positioned closer to creditors in a wind-down than customers of a functioning platform.
Deep Dive
Detailed comparison
What You're Investing In
Fundrise REITs (residential, industrial, flagship), the Innovation Fund (venture capital), and the Income Real Estate Fund. Investors do not own individual properties; they own shares of a fund that owns the portfolio.
Nothing, currently. Historically: fractional shares of single-family rental homes in U.S. Sun Belt markets. No offerings are active as of 2026.
Property Locations
Fundrise's real estate portfolio skews toward Sun Belt markets: Texas, Florida, Georgia, the Carolinas, and Arizona, with selective exposure to coastal markets like Washington D.C. and California.
Atlanta, Tampa, Orlando, Charlotte, Birmingham, Jacksonville, and Brooklyn portfolios, 119 of these properties are now under court-appointed independent management.
Expected Returns
Fundrise's long-run net average return is approximately 7% per year for investors who held through multiple years. Annual results have been volatile recently, roughly +1.5% in 2022, -7.45% in 2023, and a recovery in 2024–2025. Returns are split between modest dividends (recently ~2–3% annualized) and NAV appreciation. Past performance does not guarantee future results.
N/A, dividends have been halted for many investors since late 2024 or early 2025, and no returns are being generated for shareholders while properties are foreclosed or sold in the wind-down. Historical dividend yields ranged roughly 3–6% and varied widely by property. Past performance does not guarantee future results.
Fees
Fundrise charges 1% per year on real estate funds (0.85% asset management + 0.15% advisory). The Innovation Fund charges 1.85%. Fundrise Pro is an optional $99/year. Early-redemption fees of 1% apply to shares held under five years, and IRAs incur a $75 annual fee.
Landa historically earned revenue through property management markups and series-level operating expenses rather than an investor-facing platform fee. Fee structure is moot while the platform is frozen.
Liquidity
Fundrise products are designed to be held for at least five years. Below that, early redemption is treated as an exception, not a feature.
Indefinite. The secondary market is closed and there is no on-platform way to sell.
Who Can Invest
Open to all U.S. citizens and permanent residents 18 or older. No accreditation required. Fundrise supports taxable brokerage, traditional IRA, Roth IRA, joint accounts, entities, and trusts. International investors are not supported.
No one, currently, Landa is not accepting new investors or deposits while the platform is frozen.
The Verdict
Which is better, Fundrise or Landa?
Fundrise is a credible, well-known option for hands-off investors who want passive real estate exposure without picking individual properties. Low minimums, low headline fees, and a polished product make it easy to start. But the platform's 2023 drawdown, paused redemptions, internally-set NAV, and quarterly dividends mean Fundrise is best treated as a long-term, illiquid bet, closer in spirit to a non-traded REIT than to a flexible income vehicle.
Full Fundrise review →Landa is not an investable platform in 2026. The app is frozen, dividends are halted for many holders, 119 properties sit under court-appointed management amid a $35M+ lender lawsuit, and the company's own SEC filings flag going-concern doubt. Prospective investors should not deposit money. Existing investors should document their holdings, monitor SEC EDGAR and the New York court docket, and treat recovery as uncertain. Investors who still want fractional single-family exposure should evaluate platforms on the exact points where Landa failed: investor liquidity that doesn't depend on the platform's discretion, current audited disclosures, and clean separation between investor assets and platform debt. See how Lofty compares on those criteria, or review alternatives like Arrived and Ark7.
Full Landa review →Bottom Line
Fundrise scores higher (3.0/5) and edges out Landa on our investment quality criteria.
Fundrise is a hands-off way to gain real estate exposure with a $10 minimum and a 1% fee, but investors trade liquidity, transparency, and rent income for that simplicity. Returns have been mixed in recent years (about +1.5% in 2022, -7.45% in 2023, recovery since) and dividends are paid quarterly, not daily.
Frequently Asked Questions
Fundrise vs. Landa FAQ
Which is better, Fundrise or Landa?
Based on our scoring criteria, returns, fees, liquidity, transparency, minimums, and track record, Fundrise (3.0/5) scores higher than Landa (1.5/5). Fundrise is a hands-off way to gain real estate exposure with a $10 minimum and a 1% fee, but investors trade liquidity, transparency, and rent income for that simplicity. Returns have been mixed in recent years (about +1.5% in 2022, -7.45% in 2023, recovery since) and dividends are paid quarterly, not daily.
What is the minimum investment for Fundrise vs. Landa?
Fundrise's minimum investment is $10. Landa's minimum investment is $5 (historical, no new investments accepted).
How do Fundrise and Landa compare on liquidity?
Fundrise: Fundrise products are designed to be held for at least five years. Below that, early redemption is treated as an exception, not a feature. Landa: Indefinite. The secondary market is closed and there is no on-platform way to sell.
What returns can investors expect from Fundrise vs. Landa?
Fundrise reports average yearly returns of Historical long-run avg ~7%; +1.5% in 2022, -7.45% in 2023, recovery in 2024–2025. Landa reports average yearly returns of N/A, dividends halted; historical yields were ~3–6% and highly variable. Past performance does not guarantee future results.
One of the most flexible ways to invest in real estate
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